OTP Harvesting via Bank Impersonation
Most common pattern · SBI, HDFC, Axis variants
HIGH
UPI Collect-Request Scam
Fake prize money or refund claims · increasing
HIGH
FedEx / Courier Package Scam
Fake customs duty or illegal package threats
MEDIUM
Government Impersonation (RBI, CBI, Cyber Cell)
Digital arrest threats via WhatsApp video calls
MEDIUM
Investment / Part-time Job Scams
Telegram group task-based fraud
MEDIUM